--- title: Paid Disclosures description: Paid Disclosures image: https://keepfinancial.com/hubfs/Keep-Featured-Image.jpg --- [![](https://keepfinancial.com/hubfs/Paid%20Logo.svg)](https://hellopaid.com/) - [Meet Paid](https://hellopaid.com/meet-paid) - [Platform](https://hellopaid.com/paid-platform-features) - [Pricing](https://hellopaid.com/pricing) - [About Us](https://hellopaid.com/about-us) - [FAQs](https://hellopaid.com/frequently-asked-questions) [Get Started](https://hubs.la/Q02W_pCW0) [Sign In](https://app.hellopaid.com/sign-in) Get Free Payroll [Sign In](https://app.hellopaid.com/sign-in) - [Meet Paid](https://hellopaid.com/meet-paid) - [Platform](https://hellopaid.com/paid-platform-features) - [Pricing](https://hellopaid.com/pricing) - [About Us](https://hellopaid.com/about-us) - [FAQs](https://hellopaid.com/frequently-asked-questions) [Get Free Payroll](https://hubs.la/Q02W_pCW0) [Sign In](https://app.hellopaid.com/sign-in) Get Free Payroll [Sign In](https://app.hellopaid.com/sign-in) # Paid™ Disclosures #### Disclosures ##### Paid™ Disclosures *Effective Date: Nov 1, 2024* Paid is a d/b/a of Keep Financial Technologies, Inc. ("Keep"). Keep is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC. The Paid Mastercard Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Mastercard U.S.A. Inc. and may be used anywhere Mastercard cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions. Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at [https://go.thread.bank/sweepdisclosure](https://go.thread.bank/sweepdisclosure) and a list of program banks https://go.thread.bank/programbanks. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions. 1. The interest rate on your account is 2.47% with an Annual Percentage Yield (APY) of 2.50%, effective as of 10/01/2024. Rate is variable and is subject to change at any time three (3) months after account opening. Fees may reduce earnings. 2. Employees are eligible to receive 25% of their net pay 2 days before payday - with the use of a Paid checking account.[Terms and conditions](https://hellopaid.com/terms-and-conditions#Early-Pay) apply. 3. Includes generation of the first W2/1099 per individual. © 2025 Keep Financial Technologies, Inc. All rights reserved. - [Privacy](https://keepfinancial.com/privacy-policy) - [Terms](https://keepfinancial.com/terms-and-conditions) - [Help Center](https://help.hellopaid.com/hc/en-us) - [About Paid](https://keepfinancial.com/about-us)